Once you turn 14 game days old, you can begin exploring. One of your first adventures should be to Everdark Mountains.
Here, there is rumoured to be a cave with an interesting guest inside: an ancient dragon. Rumour also has it that the dragon has a love for gold. He may just be willing to part with a few items from his vast hoard of treasure to an inquiring adventurer. Oh and I wouldn't try asking for a refund if i was you, unless you want killed ;)